Today, anyone can easily shop online without any hassles. Whether getting general essentials or indulging in your wants, online shopping has become a popular way to unwind. That’s not all. Using a credit card app online allows you to save more.
These apps allow you to shop from home, track your purchases, and earn rewards and cashback quite easily. Here are other reasons why using credit card apps for online purchases is a more intelligent move:
Easy EMI option
With a credit card app online shopping is easy and affordable! Open the app and convert your large purchases into manageable EMIs you can repay over time. Simply select the loan tenure in the mobile app, and the company will convert it into monthly instalments lasting your chosen period. You can also set alerts for payment due dates and monitor other credit use through the app.
Security
Credit card scams are rising, so it’s essential to be cautious. Your card information can be stolen, and your accounts can be compromised. To stay safe, consider using a credit card online. This can help reduce the risk of fraud and potential loss. If issues arise, you can quickly block the card using the app without affecting other transactions. Additionally, opt for app notifications for security alerts to help identify and promptly respond to suspicious or unusual activity.
Earn Rewards
You can earn a wide range of exclusive benefits on credit card app payments, such as loyalty points and airline miles. You can also earn reward points, which you can redeem for gift cards, merchandise, and more. The apps also allow you to easily track and redeem the points.
Easier Tracking of Expenses
When you use a credit card app online, all your transactions are saved in one location. It allows you to easily track and review your spending habits, which can help you identify unnecessary or excessive spending. A mobile app also enables you to budget better and manage your finances.
Convenience
You can use the mobile app to access your card even if you don’t have it. Using the QR code scanner or entering the recipient’s bank details, you can easily complete the transfer. You can also use the app to manage subscriptions or recurring charges, eliminating the need to log in to your net banking account every once in a while to update or stop your payment.
Control
You can lock or unlock your cards at any time through the mobile app. This gives you more control over your credit card use ensuring the best protection for your finances and data. You can set card limits, transaction limits, and other controls in just a few taps.
For an enhanced online shopping experience, consider using the One Credit Card. This card offers 5X rewards in your top two spending categories and provides cashback on dining, shopping, and other payments. It also allows easy monitoring of your credit card account through its app.
The One Credit Card app will enable you to shop online more securely, as it does not expose your credit card number. You get complete control of your card and any add-on cards on your fingertips. Additionally, it offers convenience and flexibility for online payments with Tap-in-App features and more. Apply now to shop online affordably and easily.
